For a flat above Rs 45 lakh in Bangalore, plan for about 5.6% stamp duty (with cess and surcharge) plus a 2% registration fee. Here is how it is calculated, with a worked example and the other costs buyers forget.
Bengaluru recorded about 16,670 home sales in July to September 2026, up 12% year on year, with prices up about 8%, according to Anarock. Knight Frank data shows unsold inventory rising too, which gives buyers more choice and negotiating room.
Go to rera.karnataka.gov.in, open Registered Projects, search by project or promoter name, and open the project page. Then check the registration number, completion date, approvals and complaints before you pay any booking amount.
Pick Whitefield if you work around ITPL or want a metro you can use today. Pick Sarjapur Road if you work on the ORR stretch near Bellandur or want township living and can live with road commutes for now.
Check the builder's past RERA projects and complaints, visit two or three completed projects, confirm they received Occupancy Certificates on time, and look up the company on MCA and eCourts. Then talk to residents.
Choose ready-to-move if you need to move in soon or cannot pay rent and EMI together. Choose under-construction if you can wait 3 to 5 years, want a lower entry price, and the project is RERA registered with a reliable builder.